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CartuBank

CartuBank


A joint Cartu Bank and Agricultural Projects’ Management Agency Preferential agro credit program gives the entrepreneurs an opportunity to develop their farms and enterprises. Under the program you can get financing for the purposes below:

FINANSING THE AGRICULTURAL WORKING ASSETS:

1.1. Crop farming:

  • Funding current costs of annual seed grains and seedlings; 
  • Funding current costs of pesticides, organic and mineral fertilizers, biohazard plant protection substances; 
  • Hiring labor and renting agricultural machinery and vehicles; 
  • Funding agricultural machinery and vehicle fuel and lubricant current costs;
  • Funding greenhouses energy carrier’s current costs; 
  • Lease of agricultural lands to grow annual crops.

Maximal credit term – 18 months; the costs within the credit term shall be financed.

 

1.2. Cattle breeding:

  • Purchase of non-breeding and young domestic animal, poultry and fish 
  • Purchase of bee families and beehives;
  • Funding current costs of domestic animals, poultry and fish food (including the organic food);
  • Funding current costs of vet preparations (including the organic preparations);
  • Fuel and lubricants, farm building climate forming energy carriers; 
  • Hiring labor and renting agricultural machinery and vehicles; 
  • Funding agricultural machinery and vehicle fuel and lubricant current costs;
  • Funding current costs of the energy carriers in farming facilities;
  • Renting pasturelands, hayfields and cattle facilities for the credit term.

Maximal credit term – 18 months; the costs within the credit term shall be financed.

FINANCING THE AGRICULTURAL FIXED ASSETS:

  • Purchase of breeding and productive livestock, poultry and fish;
  • Construction of greenhouses, fish tanks and pools; 
  • Construction, purchase of irrigation systems; 
  • Purchase and installation of climate forming equipment and machinery for greenhouses and farm facilities; 
  • Connecting greenhouses, water tanks, pools and farm facilities to water, power, natural gas and sewage systems; 
  • Repairs of fences and poles for perennial plants; 
  • Fencing an agricultural facility (poles, wire, barb wire, wire mash, electric fence); 
  • Purchase of the crop farming and cattle breeding inventory; 
  • Repairs of the agricultural machinery, vehicles, facilities and greenhouses. 

Maximal credit term – 36 months; the costs within the credit term shall be financed

 

MAIN TERMS OF THE PROGRAM
Credit amount 40,000 - 100,000 USD
Credit currency GEL
Instrument Credit
Grace period  
for the principal max 12 months
for credit interest max 6 months 

The program gives you an opportunity to:

  • Rapidly expand your farm; 
  • Get an extremely low interest rate credit; 
  • Get an insufficiently secured credit; 
  • Get a business-specific credit repayment schedule. 

For detailed information please follow the link

 

For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.