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CartuBank

CartuBank


If you wish to save money for a purchase, travel etc., open an interest-bearing deposit at Cartu Bank. By periodically adding to the deposited sum, you increase your savings and get an interest.

 

Deposit conditions

  • Initial deposit
    • min – 50 GEL/USD/EUR
  • Monthly deposit*
    • min – 20 GEL/USD/EUR 
  • Deposit term
    • min term – 3 months
    • max term – 24 months
  • Interest withdrawal – at the end of the term
  • Deposit breach – In case of breaching the deposit (no less than six months after opening the deposit), half of the interest rate applicable by the bank for the on-demand deposit in the moment of breach will be accrued.
  • In case of non-resident persons, Interest rate is different.

ANNUAL INTEREST RATE
Term GEL USD EUR
3 - 5 months 6.5%  1.25%  0.25%
6 - 8 months 7%  1.75%  1%
9 - 11 months 7.5%  2.50%  1.5%
12 - 17 months 8%  3.00%  2%
18 - 23 months 8.5% 3.50% 2.5%
24 months 9%  3.75% 2.75%

 * Monthly deposit fail only once within its term.

 

Effective intereset rates

  • GEL - 6.66%-8.77%
  • USD:
    • 1.26%-3.80%
    •  In case of 15% strengthening - (-13.94%) - (-12.26%)
    •  In case of 15% impairment - 16.43% - 18.85%
  • EUR:
    • 0.25%-0.73%
    •  In case of 15% strengthening - (-14.37%) - (-13.10%)
    •  In case of 15% impairment - 16.43% - 18.85%

 

During the deposit term, the services below will be free:

Since 1 January 2018, under the law of the Deposit Insurance System, the bank has been involved in the deposit insurance system.

sums deposited/ in the accounts (regardless of the number thereof) of all the natural persons shall be insured by all the commercial banks and compensated by the Deposit Insurance Agency LEPL by up to 5,000 GEL, while the rest of the sum shall be reimbursed in the way prescribed by the effective legislation.

For more information visit the Agency web-site: www.diagency.ge

 

For more information, please call us 24 hours a day at *8080; (+995 32) 200 80 80 or visit the nearest service center. 

Increasing deposit

Annual Percentage Rate
Accrued amount
Amount at the end of the deposit term