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VISA Classic/MasterCard Standard, the medium class cards stand out for high limit cashing and settlement. They can be used at millions of outlets /service centers across the world and also for e-commerce.



  • Unlimited daily transactions at the outlets;
  • The interest below shall be accrued to the balance in the account (min. 200 USD/EUR):
    • USD account - annual 1,5%;
    • EUR account - annual 1%.


Card term 2 years
Currency GEL/USD/EUR
Main/additional card issuance Free
Main card annual service 20 USD
Additional card annual service 15 USD
Min. balance*  30 USD
Lost/damaged card renewal Free
Renewed card annual service 20 USD
Express card issuance 20 GEL
Put on stop list Local  Free
International 40 USD
PIN code restoration Free
Conversion commission for an international transaction VISA 2%
MasterCard Free
Over expenditure annual commission 36%
VISA/MasterCard commission for charging a transfer to a card account 2%

* Min. balance for non-resident individuals – 1,000 USD 


ATM Cartu Bank/Liberty Bank 0.2%
Partner banks ** 0.25%
Other banks in Georgia 2%, min. 4 GEL | 2 USD/EUR
Other banks abroad 2%, min. 6 GEL | 3 USD /EUR
Bank  Cartu Bank 0.5%
Other banks 2%, min. 7 GEL | 3.5 USD /EUR
Commission at outlets/Internet stores Georgia Free
Abroad 0.25%, min. 2 GEL | 1 USD/EUR

** Partner banks: JSC Basis Bank, JSC International Bank of Azerbaijan 


Cartu Bank Unlimited
ATMs and other banks 6,000 GEL
Daily transaction limit at outlets/Internet stores Unlimited 


For opening a deposit account 2,000 - 10,000 GEL (or the equivalent in the relevant currency), you will be given a VISA Classic/MasterCard Standard plastic card free.

Top Security Standard

Cartu Bank VISA Classic/MasterCard Standard Card users are provided with top security standards:

  • Verifed by VISA (VBV) security service – for VISA Classic cards
  • MasterCard Secure Code security service – for MasterCard Standard cards

The security services protect your card from unsanctioned use. For an online transaction, you will need a onetime dynamic password, which you will get to your mobile phone number registered with the Bank.


To activate Verifed by VISA (VBV) security service, visit the link: https://activate.3ds.modirum.com/register_visa/ 

To activate MasterCard Secure Code security service, visit the link: https://activate.3ds.modirum.com/register_mc/


For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.