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VISA/MasterCard Gold is a prestigious card for high income persons.



  • Both in Georgia and abroad, the VISA/MasterCard Gold card holders are offered special discounts; 
  • The interest below shall be accrued to the balance in the account (min. 200 USD/EUR):
    • USD account - annual 1,5%;
    • EUR account - annual 1%.


Card term 2 years
Currency GEL/USD/EUR
Main/additional card issuance Free
Main card annual service 60 USD
Additional card annual service 50 USD
Min. balance*  100 USD
Lost/damaged card renewal Free
Renewed card annual service 60 USD
Express card issuance 20 GEL
Put on stop list Local  Free
International 40 USD
PIN code restoration Free
Conversion commission for an international transaction VISA 2%
MasterCard Free
Over expenditure annual commission 36%
VISA/MasterCard commission for charging a transfer to a card account 2%

* Min. balance for non-resident individuals – 1,000 USD 


ATM Cartu Bank/Liberty Bank 0.2%
Partner banks ** 0.25%
Other banks in Georgia 2%, min. 4 GEL | 2 USD/EUR
Other banks abroad 2%, min. 6 GEL | 3 USD/EUR
Bank Cartu Bank 0.5%
Other banks 2%, min. 7 GEL | 3.5 USD/EUR
Commission at outlets/Online stores Georgia Free
Abroad 0.25%, min. 2 GEL | 1 USD/EUR

** Partner banks: JSC Basis Bank, JSC International Bank of Azerbaijan 


Cartu Bank Unlimited
ATMs and other banks 10,000 GEL
Daily transaction limit at outlets/Internet stores Unlimited 


For opening a deposit account 10,000 - 25,000 GEL (or the equivalent in the relevant currency), you will be given a VISA/MasterCard Gold plastic card free.

Top Security Standard

Cartu Bank VISA/MasterCard Gold Card users are provided with top security standards:

  • Verifed by VISA (VBV) security service – for VISA Gold cards
  • MasterCard Secure Code security service – for MasterCard Gold cards

The security services protect your card from unsanctioned use. For an online transaction, you will need a onetime dynamic password, which you will get to your mobile phone number registered with the Bank.


To activate Verifed by VISA (VBV) security service, visit the link: https://activate.3ds.modirum.com/register_visa/ 

To activate MasterCard Secure Code security service, visit the link: https://activate.3ds.modirum.com/register_mc/


For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.