Preferential agro credit

• Home
• LEGAL ENTITIES
• Loans
• Preferential agro credit

A joint Cartu Bank and Agricultural and Rural Development Agency agro credit program gives the entrepreneurs an opportunity to develop their farms and enterprises. Under the program (http://rda.gov.ge/projects/read/agro_credit/5:parent) you can get financing for the purposes below:

FINANSING THE AGRICULTURAL WORKING ASSETS:

1.1. Crop farming:

• Funding current costs of annual seed grains and seedlings; 
• Funding current costs of pesticides, organic and mineral fertilizers, biohazard plant protection substances; 
• Hiring labor and renting agricultural machinery and vehicles; 
• Funding agricultural machinery and vehicle fuel and lubricant current costs;
• Funding greenhouses energy carrier’s current costs; 
• Lease of agricultural lands to grow annual crops.

Maximum credit term – 18 months; the costs within the credit term shall be financed.

For detailed information, please, visit the link: http://rda.gov.ge/projects/read/agro_credit/7:child

1.2. Cattle breeding:

• Purchase of non-breeding and young domestic animal, poultry and fish 
• Purchase of bee families and beehives;
• Funding current costs of domestic animals, poultry and fish food (including the organic food);
• Funding current costs of vet preparations (including the organic preparations);
• Fuel and lubricants, farm building climate forming energy carriers; 
• Hiring labor and renting agricultural machinery and vehicles; 
• Funding agricultural machinery and vehicle fuel and lubricant current costs;
• Funding current costs of the energy carriers in farming facilities;
• Renting pasturelands, hayfields and cattle facilities for the credit term.

Maximum credit term – 18 months; the costs within the credit term shall be financed.

FINANCING THE AGRICULTURAL FIXED ASSETS:

• Purchase of breeding and productive livestock, poultry and fish;
• Construction of greenhouses, fish tanks and pools; 
• Construction, purchase of irrigation systems; 
• Purchase and installation of climate forming equipment and machinery for greenhouses and farm facilities; 
• Connecting greenhouses, water tanks, pools and farm facilities to water, power, natural gas and sewage systems; 
• Repairs of fences and poles for perennial plants; 
• Fencing an agricultural facility (poles, wire, barb wire, wire mash, electric fence); 
• Purchase of the crop farming and cattle breeding inventory; 
• Repairs of the agricultural machinery, vehicles, facilities and greenhouses. 

Maximum credit term – 36 months; the costs within the credit term shall be financed

The program gives you an opportunity to:

• Rapidly expand your farm; 
• Get a low interest rate credit; 
• Get a business-specific credit repayment schedule. 

For detailed information, please, follow the link: http://rda.gov.ge/projects/read/agro_credit/8:child

For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.