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CartuBank

CartuBank


If you wish to save money for a purchase, travel etc., open an interest-bearing deposit at Cartu Bank. By periodically adding to the deposited sum, you increase your savings and get an interest.

 

Deposit conditions

  • Initial deposit
    • min – 50 GEL/USD/EUR
  • Monthly deposit*
    • min – 20 GEL/USD/EUR 
  • Deposit term
    • min term – 3 months
    • max term – 24 months
  • Interest withdrawal – at the end of the term
  • Deposit breach – Breaching the deposit needs approval from the Bank. In case of breaching the deposit (not less than six months after opening the deposit), half of the interest rate applicable by the bank for the on-demand deposit in the moment of breach will be accrued.
  • In case of non-resident persons, Interest rate is different.
  • If the deposit amount exceeds 2,000,000 GEL/1,000,000 USD/EUR, the interest rates are determined individually. 

ANNUAL INTEREST RATE
Term GEL USD EUR
3 - 5 months 7.00%  1.25%  0.05%
6 - 8 months 7.50%  1.75%  0.15%
9 - 11 months 8.00%  2.25%  0.50%
12 - 14 months 8.50%  2.75%  0.75%
15 - 17 months 8.75% 2.85% 0.75%
18 - 20 months 9.00% 3.00% 1.50%
21 - 23 months 9.25%  3.10% 1.50%
24 months 9.50% 3.25% 1.75%

 * Monthly deposit fail only once within its term.

 

Effective intereset rates:

  • GEL - 7.1948%-9.3216%
  • USD - 1.26% - 3.20%
  • EUR - 0.05% - 1.7438%

During the deposit term, the services below will be free:

From January 1st, 2018, the Bank is a member of a deposit insurance system established in Georgia in accordance with the Law of Georgia on Deposit Insurance System, whereas in case of insurance event, each individual depositor is entitled to receive a compensation from the Deposit Insurance Agency, within the limit of 15,000 GEL. The amount above the limit shall be compensated as provided under the effective legislation of Georgia.
 
For more information on deposit insurance system, visit web site at: www.diagency.ge 

 

For more information, please call us 24 hours a day at *8080; (+995 32) 200 80 80 or visit the nearest service center. 

Increasing deposit

Annual Percentage Rate
Accrued amount
Amount at the end of the deposit term