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If you are a Cartu Bank depositor and need amount, we offer you a deposit-secured loan without breaching the deposit trerms.


Deposit-secured loan advantages:

  • Loan issuance simple procedure; 
  • Purposes unlimited; 
  • Early repayment commission - 0%;
  • Minimum unlimited term; 
  • Loan issuance and approval commission - 0%;
  • Deposit preservation.


A loan shall be secured by the deposits below:


Loan currency GEL, USD, EUR
Min loan amount 100 unit
Max loan amount 300,000 unit*
Annual interest rate 4% added to the interest chargeable to the deposit (no less than 8%)
Max loan term  1 year (no later than the deposit term expiration date)
Repayment schedule At the end of the deposit term **

Except for the exceptions established by the law, the loans under 200,000 GEL (and equivalent in USD/EUR) shall be disbursed only in GEL. 

** In case of the child deposit, the loan shall be repaid at least 10 calendar days prior to the deposit term expiration date.


For more information, please call us 24 hours a day at (+995 32) 200 80 80 or visit the nearest service center.